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	<title>Real Estate &#187; marketing</title>
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		<title>Real Estate Marketing</title>
		<link>http://www.strategicactivism.com/realestate-agents/real-estate-marketing</link>
		<comments>http://www.strategicactivism.com/realestate-agents/real-estate-marketing#comments</comments>
		<pubDate>Fri, 29 Oct 2010 13:42:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[realestate agents]]></category>
		<category><![CDATA[Agent]]></category>
		<category><![CDATA[agents]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[real]]></category>
		<category><![CDATA[realestate]]></category>
		<category><![CDATA[realtor]]></category>
		<category><![CDATA[realtors]]></category>

		<guid isPermaLink="false">http://www.strategicactivism.com/realestate-agents/real-estate-marketing</guid>
		<description><![CDATA[http://www.compatibleagent.com Real Estate marketing based website built to assist Real Estate Agent professionals with marketing, networking and overall self promotion. We first launched the website last year and advertised only our database of Agents to the public. Consumers were able to search the database of Agents in their particular area, and after answering a couple [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/mlp_GjJrcMw/2.jpg" align="left">http://www.compatibleagent.com Real Estate marketing based website built to assist Real Estate Agent professionals with marketing, networking and overall self promotion. We first launched the website last year and advertised only our database of Agents to the public. Consumers were able to search the database of Agents in their particular area, and after answering a couple questions regarding their desired criteria in an Agent were able to view individual profile pages.<br />
http://www.compatibleagent.com/realestate-market/</p>
<p>Duration : <b>0:3:26</b></p>
<p><span id="more-1190"></span><br />[youtube mlp_GjJrcMw]</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Real Estate Marketing Target Marketing Secrets Part 1</title>
		<link>http://www.strategicactivism.com/realestate/real-estate-marketing-target-marketing-secrets-part-1</link>
		<comments>http://www.strategicactivism.com/realestate/real-estate-marketing-target-marketing-secrets-part-1#comments</comments>
		<pubDate>Fri, 29 Oct 2010 13:42:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[realestate]]></category>
		<category><![CDATA[2.0]]></category>
		<category><![CDATA[Agent]]></category>
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		<category><![CDATA[for]]></category>
		<category><![CDATA[ideas]]></category>
		<category><![CDATA[internet]]></category>
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		<category><![CDATA[leads]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[Mix]]></category>
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		<category><![CDATA[Real Estate]]></category>
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		<category><![CDATA[strategies]]></category>
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		<category><![CDATA[tips]]></category>
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		<category><![CDATA[videos]]></category>
		<category><![CDATA[web]]></category>

		<guid isPermaLink="false">http://www.strategicactivism.com/realestate/real-estate-marketing-target-marketing-secrets-part-1</guid>
		<description><![CDATA[http://www.realestatemarketing.tk/ Real Estate Marketing that gets you massive amounts of New Clients from FREE web 2.0 sites like Twitter, YouTube, and Facebook. Real Estate Internet
My Future of Real Estate Marketing Social Media Blog examines the impact of technology, the Internet and Web 2.0 on the business of real estate and real estate. Real estate marketing [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/tflcdJB1-vA/2.jpg" align="left">http://www.realestatemarketing.tk/ Real Estate Marketing that gets you massive amounts of New Clients from FREE web 2.0 sites like Twitter, YouTube, and Facebook. Real Estate Internet<br />
My Future of Real Estate Marketing Social Media Blog examines the impact of technology, the Internet and Web 2.0 on the business of real estate and real estate. Real estate marketing tools and strategies to create a landslide of leads for real estate professionals, including free 45 video exclusive home study course, The Real Estate your source for FREE real estate marketing tools, resources &amp; information from experienced internet &amp; real estate marketing experts AND real estate agents. View my free Videos &amp; Marketing Guides for Real Estate Agents. Read free tips on how to create a marketing plan, generate more leads from your marketing. Learn How to Market Your Real Estate Website, Have Better Search Engine Rankings, and Internet Advertising Tips For Realtors.</p>
<p>SEO Social Media Company On Top Results is the leader in real estate marketing and healthcare marketing. Real Estate website design for agents, brokers, offices and companies. Real Estate marketing solutions to generate Internet Real Estate leads.<br />
Now you can learn new real estate marketing techniques that will set you apart from your competition and position you as the expert. When it comes to marketing your real estate services, we&#8217;re the secret weapon. Real estate marketing success using blogs, Facebook, and Twitter.The Real Estate Marketing Maven on Horizon Realty shows how NOT to do social media.Learn some of the best niche market opportunities here for real estate. Top 8 Real Estate Marketing Niche Opportunities.<br />
Some important search terms you may also be reviewing are:</p>
<p>Real Estate Marketing<br />
Real Estate Marketing ideas<br />
Real Estate Marketing strategy<br />
Real Estate Marketing videos<br />
Real Estate Marketing tips<br />
leads career agent commission<br />
real-estate marketing<br />
realtor marketing<br />
realtors marketing<br />
marketing for realtors<br />
realestate marketing strategies<br />
jobs context mix tools services<br />
consultant products<br />
real estate internet marketing<br />
search engine optimization web 2.0</p>
<p>Real Estate Training, tips and strategies for real estate professionals. real estate blog marketing strategies, real estate marketing tools, free articles. Let Real Estate Marketing Experts Capital-Visions Internet marketing company help you produce daily leads for your real estate or mortgage website. Real estate marketing tips for successful search engine optimized websites. Learn how to increase traffic to your real estate website, generate new leads. Real Estate Marketing</p>
<p>Duration : <b>0:8:15</b></p>
<p><span id="more-1182"></span><br />[youtube tflcdJB1-vA]</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Real Estate Marketing Internet Tips &#8211; Kiss on the first date</title>
		<link>http://www.strategicactivism.com/today-show-realestate/real-estate-marketing-internet-tips-kiss-on-the-first-date</link>
		<comments>http://www.strategicactivism.com/today-show-realestate/real-estate-marketing-internet-tips-kiss-on-the-first-date#comments</comments>
		<pubDate>Tue, 06 Jul 2010 05:36:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[today show realestate]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[internet]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[Online]]></category>
		<category><![CDATA[real]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[training]]></category>

		<guid isPermaLink="false">http://www.strategicactivism.com/today-show-realestate/real-estate-marketing-internet-tips-kiss-on-the-first-date</guid>
		<description><![CDATA[Real Estate Marketing Internet Tips by http://HelpMeToBlog.com You know that selling property is a tuff business today and it becoming more difficult as clients get fed-up with canvassing real estate agents. But you are in the real estate business to make lots of money selling properties. Unfortunately many agents want to do the deal today [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/A6xwfuIXbLA/2.jpg" align="left">Real Estate Marketing Internet Tips by http://HelpMeToBlog.com You know that selling property is a tuff business today and it becoming more difficult as clients get fed-up with canvassing real estate agents. But you are in the real estate business to make lots of money selling properties. Unfortunately many agents want to do the deal today at all costs. Johan calls it the kiss-on-the-first-date mentality. </p>
<p>We want to show you how you can stop canvassing and allow your community to know, like and trust you using a blog and a newsletter.<br />
For more Real Estate Marketing Internet Tips go to HelpMeToBlog.Com</p>
<p>Duration : <b>0:8:46</b></p>
<p><span id="more-1130"></span><br />[youtube A6xwfuIXbLA]</p>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>16 most common Lawn Care Business Insurance questions &#8211; GopherHaul Podcast</title>
		<link>http://www.strategicactivism.com/commercial-property-realestate/16-most-common-lawn-care-business-insurance-questions-gopherhaul-podcast</link>
		<comments>http://www.strategicactivism.com/commercial-property-realestate/16-most-common-lawn-care-business-insurance-questions-gopherhaul-podcast#comments</comments>
		<pubDate>Fri, 02 Jul 2010 04:09:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[commercial property realestate]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[care]]></category>
		<category><![CDATA[entrepreneur]]></category>
		<category><![CDATA[forum]]></category>
		<category><![CDATA[GopherHaul]]></category>
		<category><![CDATA[grass]]></category>
		<category><![CDATA[landscaping]]></category>
		<category><![CDATA[lawn]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[mower]]></category>
		<category><![CDATA[plowing]]></category>
		<category><![CDATA[snow]]></category>
		<category><![CDATA[software]]></category>

		<guid isPermaLink="false">http://www.strategicactivism.com/commercial-property-realestate/16-most-common-lawn-care-business-insurance-questions-gopherhaul-podcast</guid>
		<description><![CDATA[http://www.gopherforum.com How often have you had questions about business insurance but just didnt get around to asking your insurance agent. Its possible you are just starting out and dont have lawn care business insurance yet. As we have found through our investigation on this topic, no one knows better what your insurance needs are than [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/XyMIaT3RyV0/2.jpg" align="left">http://www.gopherforum.com How often have you had questions about business insurance but just didnt get around to asking your insurance agent. Its possible you are just starting out and dont have lawn care business insurance yet. As we have found through our investigation on this topic, no one knows better what your insurance needs are than your local insurance agent. Each companys needs are as unique as the services they provide. Each state will also have different insurance requirements of you.<br />
Since these questions come up quite often, we decided to compile a list of the most common insurance questions asked by lawn care business owners and found a friendly insurance agent to give us answers.</p>
<p>1. Q: How does an LCO determine which liability policy should be purchased? What percentage of LCOs have the following coverage? $500,000.00, $1,000,000.00 or $2,000,000.00</p>
<p>    Answer: Most all carry $2,000,000 the difference in premium is minimal between 1 &amp; 2 million worth of coverage.</p>
<p>2. Q: What is a reasonable rate for a $500,000.00 / $1,000,000 / $2,000,000 liability insurance policy?</p>
<p>    Answer: Rates are based either on number of employees or sales. For an operation with 4 employees an approximate premium would be $2500.</p>
<p>3. Q: How much more on average is a $10 million or $20 million dollar liability policy, what percentage of LCOs have this coverage?</p>
<p>    Answer: Most lawn care companies dont carry these high limits.</p>
<p>4. Q: What is the average LCO deductible for liability and theft?</p>
<p>    Answer: I recommend carrying deductibles of $1,000</p>
<p>5. Q: How does a LCOs business size effect their liability insurance needs?</p>
<p>    Answer: The larger the company the better ability we as insurance agents have to market them and get credits for their insurance.</p>
<p>6. Q: Is it a good idea to get your business liability insurance through your homeowners insurance carrier. Why or why not?</p>
<p>    Answer: No, it is better to have your liability insurance separate from your homeowners due to the limits on your homeowners.</p>
<p>7. Q: Does snowplowing effect your insurance needs if so how?</p>
<p>Read more on my Lawn Care Business Blog http://lawnchat.com/?p=340</p>
<p>If you are in need of free lawn care marketing material for your lawn care business, please visit our site at http://www.gophersoftware.com. We have hundreds of free lawn care logo, flyer, door hanger and web templates you can download and use for your lawn care business. We also have free lawn care business contracts. Also download our trial version of Gopher Lawn Care Business Software. Gopher will help your lawn care business schedule and invoice more customers in less time, allowing you more time to grow or enjoy your life. Try Gopher Lawn Care Business Software http://www.gophersoftware.com Visit the Gopher Lawn Care Business Forum http://www.gopherforum.com</p>
<p>Duration : <b>0:7:35</b></p>
<p><span id="more-1127"></span><br />[youtube XyMIaT3RyV0]</p>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Real World Real Estate: Episode II Exit Realty</title>
		<link>http://www.strategicactivism.com/realty/real-world-real-estate-episode-ii-exit-realty</link>
		<comments>http://www.strategicactivism.com/realty/real-world-real-estate-episode-ii-exit-realty#comments</comments>
		<pubDate>Fri, 02 Jul 2010 04:09:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[realty]]></category>
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		<guid isPermaLink="false">http://www.strategicactivism.com/realty/real-world-real-estate-episode-ii-exit-realty</guid>
		<description><![CDATA[Filmed, Edited, &#38; Produced by Modulation Studios.
The Exit Team visits a client who needs assistance with selling her house. But is she willing to make the changes with the staging (decor) of the house necessary to make a deal?
Real World Real Estate is a reality/documentary show about how a young real estate agency is dealing [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/zdHsGF37QXM/2.jpg" align="left">Filmed, Edited, &amp; Produced by Modulation Studios.</p>
<p>The Exit Team visits a client who needs assistance with selling her house. But is she willing to make the changes with the staging (decor) of the house necessary to make a deal?</p>
<p>Real World Real Estate is a reality/documentary show about how a young real estate agency is dealing with the current market. This is NOT a show featuring the rich looking for 5 million dollar homes, it is real stories from those who are going through foreclosure, bankruptcy, first time home buying, event planning, etc.</p>
<p>Features The Exit Shore Realty/The Roop Group of Salisbury, Maryland. Filmed in Somerset, Wicomico, &amp; Worcester County. </p>
<p>Produced by Adam Durham Productions &amp; Modulation Studios: modulationstudios@gmail.com</p>
<p>Special Thanks in this Episode to Jennifer Cannon &amp; Market Street Inn</p>
<p>Exit Shore Realty  The Roop Group  Adam Roop  Real Estate  Marketing  Business  Salisbury  Crisfield  Ocean City  Bankrupt  Foreclosure  Short Sale  Money  Investments Gone Wrong  Delmarva  Salisbury Real Estate  Driving  Reality Show  Documentary  Docudrama  Open House  Market  No-Spin  Season  Bridal Show  Houses  Management  Property Management  Mansion  Downtown  Mainstreet  Event  Fair  Entrepreneur  Community  Conference  Conventions </p>
<p>©2009, Modulation Studios</p>
<p>Duration : <b>0:7:49</b></p>
<p><span id="more-1121"></span><br />[youtube zdHsGF37QXM]</p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>REP Interactive Real Estate Video Marketing</title>
		<link>http://www.strategicactivism.com/usa-today-realestate/rep-interactive-real-estate-video-marketing</link>
		<comments>http://www.strategicactivism.com/usa-today-realestate/rep-interactive-real-estate-video-marketing#comments</comments>
		<pubDate>Sun, 27 Jun 2010 08:04:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[usa today realestate]]></category>
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		<guid isPermaLink="false">http://www.strategicactivism.com/usa-today-realestate/rep-interactive-real-estate-video-marketing</guid>
		<description><![CDATA[http://www.repinteractive.com ;
REP Interactive ;
New Media Commercials in Real Estate. Start marketing your  home, commercial building, restaurant, hotel or resort online using cutting edge video solutions. With REP Interactive you can captivate and motivate your viewers and your potential customers. The quality of the content you place online is a direct representation of yourself and [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/97IE2NfNIK8/2.jpg" align="left">http://www.repinteractive.com ;<br />
REP Interactive ;</p>
<p>New Media Commercials in Real Estate. Start marketing your  home, commercial building, restaurant, hotel or resort online using cutting edge video solutions. With REP Interactive you can captivate and motivate your viewers and your potential customers. The quality of the content you place online is a direct representation of yourself and your business. Do you want to look like a professional? If so, then call REP Interactive today or visit our web site.</p>
<p>Duration : <b>0:2:3</b></p>
<p><span id="more-1100"></span><br />[youtube 97IE2NfNIK8]</p>
]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What makes a good real estate blog?</title>
		<link>http://www.strategicactivism.com/today-realestate/what-makes-a-good-real-estate-blog</link>
		<comments>http://www.strategicactivism.com/today-realestate/what-makes-a-good-real-estate-blog#comments</comments>
		<pubDate>Fri, 28 May 2010 00:16:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://www.strategicactivism.com/today-realestate/what-makes-a-good-real-estate-blog</guid>
		<description><![CDATA[Inman TV looks at the elements that make a blog successful.
Duration : 0:3:34
[youtube hbwB9ox2w14]
]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/hbwB9ox2w14/2.jpg" align="left">Inman TV looks at the elements that make a blog successful.</p>
<p>Duration : <b>0:3:34</b></p>
<p><span id="more-1028"></span><br />[youtube hbwB9ox2w14]</p>
]]></content:encoded>
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		<title>By Referral Only&#8217;s Strategies and Systems Helps Real Estate Agents</title>
		<link>http://www.strategicactivism.com/realestate-agents/by-referral-onlys-strategies-and-systems-helps-real-estate-agents</link>
		<comments>http://www.strategicactivism.com/realestate-agents/by-referral-onlys-strategies-and-systems-helps-real-estate-agents#comments</comments>
		<pubDate>Wed, 05 May 2010 03:29:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[realestate agents]]></category>
		<category><![CDATA[By Referral Only]]></category>
		<category><![CDATA[Joe Stumpf]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[real estate training]]></category>
		<category><![CDATA[realestate]]></category>
		<category><![CDATA[referrals]]></category>
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		<guid isPermaLink="false">http://www.strategicactivism.com/realestate-agents/by-referral-onlys-strategies-and-systems-helps-real-estate-agents</guid>
		<description><![CDATA[http://www.byreferralonly.com Real estate training for Realtors. Joe Stumpf and By Referral Only client events strategy helps Marguerite stay in touch with her past and present clients.
Duration : 0:8:24
[youtube ZusoFyXlKXg]
]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/ZusoFyXlKXg/2.jpg" align="left">http://www.byreferralonly.com Real estate training for Realtors. Joe Stumpf and By Referral Only client events strategy helps Marguerite stay in touch with her past and present clients.</p>
<p>Duration : <b>0:8:24</b></p>
<p><span id="more-972"></span><br />[youtube ZusoFyXlKXg]</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>By Referral Only Strategies Creates Time Management for Real Estate Agents</title>
		<link>http://www.strategicactivism.com/realestate-agents/by-referral-only-strategies-creates-time-management-for-real-estate-agents</link>
		<comments>http://www.strategicactivism.com/realestate-agents/by-referral-only-strategies-creates-time-management-for-real-estate-agents#comments</comments>
		<pubDate>Mon, 26 Apr 2010 03:12:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[realestate agents]]></category>
		<category><![CDATA[By Referral Only]]></category>
		<category><![CDATA[Joe Stumpf]]></category>
		<category><![CDATA[marketing]]></category>
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		<guid isPermaLink="false">http://www.strategicactivism.com/realestate-agents/by-referral-only-strategies-creates-time-management-for-real-estate-agents</guid>
		<description><![CDATA[http://www.byreferralonly.com Training for Lenders.  Dave uses the By Referral Only &#8220;Time Management&#8221; strategy to manage distractions in his real estate business.
Duration : 0:4:56
[youtube QlUlyODjZSM]
]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/QlUlyODjZSM/2.jpg" align="left">http://www.byreferralonly.com Training for Lenders.  Dave uses the By Referral Only &#8220;Time Management&#8221; strategy to manage distractions in his real estate business.</p>
<p>Duration : <b>0:4:56</b></p>
<p><span id="more-923"></span><br />[youtube QlUlyODjZSM]</p>
]]></content:encoded>
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		</item>
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		<title>Real Estate &amp; Mortgage 1 &#8211; Foreclosure Meltdown Fraud &amp; Scams Dec08 &#8211; First Time Home Buyers</title>
		<link>http://www.strategicactivism.com/today-show-realestate/real-estate-mortgage-1-foreclosure-meltdown-fraud-scams-dec08-first-time-home-buyers</link>
		<comments>http://www.strategicactivism.com/today-show-realestate/real-estate-mortgage-1-foreclosure-meltdown-fraud-scams-dec08-first-time-home-buyers#comments</comments>
		<pubDate>Mon, 26 Apr 2010 03:12:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://www.strategicactivism.com/today-show-realestate/real-estate-mortgage-1-foreclosure-meltdown-fraud-scams-dec08-first-time-home-buyers</guid>
		<description><![CDATA[Amidst the Real Estate &#38; Mortgage Meltdown; Foreclosure Fraud &#38; Scams; Real Estates Future is Great. First Time Home Buyers, FHA Loans &#38; Seller Paid Closing Costs. Go To http://RealEstateMarketingThisWeek.com
Part 1 (Excerpt)
Forget the doom and gloom, First Time Home Buyers can buy with FHA
Thanks to my very great friend Brett Fallon for taking the time [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/Jzpo4XD-7bE/2.jpg" align="left">Amidst the Real Estate &amp; Mortgage Meltdown; Foreclosure Fraud &amp; Scams; Real Estates Future is Great. First Time Home Buyers, FHA Loans &amp; Seller Paid Closing Costs. Go To http://RealEstateMarketingThisWeek.com</p>
<p>Part 1 (Excerpt)</p>
<p>Forget the doom and gloom, First Time Home Buyers can buy with FHA</p>
<p>Thanks to my very great friend Brett Fallon for taking the time to be here in studio today.  Brett is one of America&#8217;s finest financial advisors.  And of course the infamous Dan Havey.  Now we all love Dan Havey because he was instrumental in getting me into the mortgage industry about 14 years ago.  Most importantly, Dan was instrumental in helping us put together the loan modification hotline and he is the author of Real Estates Future.</p>
<p>So today we have a few things we want discussed in regard to the economy, what&#8217;s happened, were wrapping up the year.  You may have heard about this in the media, of course the media&#8217;s job is to scare you.  Well our job is to tell you the truth.  So Brett you have some data and some information that you wanted to share</p>
<p>Some of the things you hear in the media, you cant escape, its pretty much doom and gloom, sky is falling, this is the next Great Depression.  It&#8217;s over for all of us and we should all just pack up and go.  That kind of stuff is pervasive out there and creates fear and a lot of anxiety amongst people who are either investors, people who are looking to buy a house, looking to refinance a mortgage.  </p>
<p>People dont realize there are certain tools that exist that we will talk about during the course of the show today.  They should understand that some of the things that we discussed prior to today&#8217;s broadcasts were interest rates.  Interest rates are at historic lows.  Money is cheaper right now than it has ever been.  We know the Fed recently reduced the Fed Funds Rate and that is the rate that banks are lending money to one another at.  </p>
<p>Right now that rate is zero.  Historically, that&#8217;s never happened in the United States before.  The Fed&#8217;s idea is to help to unfreeze this credit market and we keep hearing all this talk about how credit markets are still frozen, that the global recession is deepening, there is evidence to the contrary of that.  Some of the moves that the FED is making are working.  We&#8217;re starting to see, and you and I were talking recently about some clients that were helping in terms of refinancing existing mortgages.  Well, if the credit markets are frozen how come we got those loans complete?</p>
<p>Well, that&#8217;s a good point, and you got a call I think it was last Monday or maybe the Monday before, someone called you and asked if there was any money to refinance.  What can I do?  Well the reality of it is there is plenty of money out there for refinances, in some cases there&#8217;s issues with property values.  That&#8217;s why there are different options for those types of people</p>
<p>Well from a buyer&#8217;s perspective, todays property valuation is a good thing, if I&#8217;m a buyer.  Thats a good point too.  People are interested in buying and the huge opportunity today.  This is an unprecedented opportunity in my opinion, both in terms of the dollar and the real estate market.  And for those who understand those dynamics and are willing to entertain the deal, they will be handsomely rewarded.  There is no doubt about it.  </p>
<p>And as we spoke on the last show, home prices in November for Maricopa County show that the median home price is down as low as $160,000 already.  And it reminds me a lot about when I got into the industry, way back in 1989 and the type of financing we had then was FHA and Fannie Mae.  And were back to that again now.  We&#8217;ve got sanity back into the market and home prices have come down.  But right now, it&#8217;s a perfect time, especially for first-time homebuyers or a move up buyer who can buy under the Fannie Mae limit of $417,000.  If you can get into that range, and as we spoke before that 78% of the homes in Maricopa County that sold last month sold for under $250,000.  I think that right now is the time just to get out there and find a house to move your family and children into with an FHA loan.  </p>
<p>Michael, you don&#8217;t have to have exactly perfect credit do you?  You can have a couple of dings if need be, right?  You&#8217;re exactly right, each case has its own merits, every FHA loan is underwritten individually.  There are many cases where collections are okay, there needs to be a explanation.  You dont have to have the 720 plus credit scores like you do for Fannie Mae and Freddie Mac to get the best rates&#8230;</p>
<p>Duration : <b>0:6:10</b></p>
<p><span id="more-914"></span><br />[youtube Jzpo4XD-7bE]</p>
]]></content:encoded>
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