thanks ahead
She does have some equity in the home, but with the market now, no-one is buying, at her asking price now she will only come out with 25,000.00 after realestate fees and payoff. she would like to use this money to get started somewhere else with less of a monthly payment. if she short sales or gives back to the bank she will have no money to get started somehwere else and with bad credit on top of that… what to do?

That would depend on how much equity they have in their home. If there home is appraised at a lot more than the loan balance, try to sell it. That way, your friend might at least make a profit from it. They did pay money into it. It’s only fair that they get something out of it. If however they lost value on it since purchasing, they might want to go with the bank’s idea. But, whatever you do with the bank, get it in writing. Just because it doesn’t show up as a foreclosure doesn’t mean it can’t show up as a deficient account and turn into a collection account.

On Wednesday I was walking up to my apartment and saw my dog sitting on the stairs – he had been let out by the realtors, and this p*ssed me off, so I went into the realty office and asked them to PLEASE, PLEASE start calling me first. He told me that during showing time, they could enter at any reasonable time of day without having confirmed it was okay with me. So I showed him in the lease where it said I needed to be notified *24* hours in advance. He said, "oh, well that doesn’t apply right now." That was yesterday. Today they called my parents while they were at work about 30 minutes before they planned to show my apartment and I found out just now that they showed it THREE times today while I was not there.

Who is in the right here? I don’t know what else to do – I’ve told the realtors they were violating the terms of the lease and they said they weren’t. I’ve given them my number over and over. I just don’t know what else to do and feel their actions are bordering on harassment. Thanks in advance
rickinnocal – the first bit was totally unnecessary and condescending, but anyway, I live in Texas.

Your in the right. The lease says it very clearly. The lease is still in effect.

1) Talk to someone in the realitors office who’s hire up the chain of command. Their argument that the lease doesn’t count is just silly.

2) File a law suite in small claims court, or renters court. The idea here is that a law suite will get their attention.

3) File a restraining order. A simple restraining order that they can’t go into your apartment.

4) Stop by the realtor and tell them you set a trap (don’t really set a trap).

5) Put something in the apartment that will scare them. Like hang a dead rat from the ceiling. Oh, I like this one. But I’m a passive aggressive jerk, so you may not want to do this one. But…. Hang a dead rat from the ceiling, where everyone can see it. They’ll open the door to show a client, and then "surprise". When they get pissed off, you say "well, I’ll tell what. If you call before you come over, then I’ll remove the rat" Or leave dead animals, or dead bugs. Or, I guess it doesn’t have to be anything creepy. Just leave a big huge disgusting mess.

Addition. I just thought of this. Leave a mess in the kitchen, just a small mess. But make it look like you where eating something completely disgusting.

NAFS: “ O my master, what can I do for you”?

Nadeem: “Well, can you get me a beautiful girl whom I can marry?”

NAFS: “ Yes Master! As you say”

Within a blink of the eye, the NAFS is present with a beautiful fair girl with lovely wide eyes who is dressed in a bridal outfit.

Nadeem: “ Wow! She is so beautiful.”

Nadeem asks the girl her name. The Girl identifies herself.

The girl: “ My name is Dream”

Nadeem: “ Where do you hail from?"

Dream: “ I live in your subconscious. I can visit you only when you are asleep”

Nadeem: “ You mean I can never get to marry you in reality?”

Dream: “ No.”

Nadeem: “ O NAFS why the hell have you brought this girl who does not exist in reality?”

NAFS: “ Because Master, she is the most beautiful girl according to you and as she said, she lives in your subconscious. Well you can enjoy being with her as long as you are asleep. The same with me, I shall vanish as soon as you wake up.”

Nadeem: “ Then how can I get nearer to her in reality?”

NAFS: “ Well, it is possible only in one situation, I can put her inside the body of Nazia whom you and your parents rejected this evening”

Nadeem: “ But Nazia is dark and Dream is exactly the opposite of her in appearance”

NAFS: “ But at least you alone would be knowing that inside Nazia exists your Dream.”

Nadeem: “ Well but Nazia is not the delight of my eyes and not only that, others will laugh at me for marrying Nazia”

NAFS: “ Well, then the world you live in is really ridiculous because they want to run away from realties. We here who live in your dreams know that Materialistic Perfection does not exist in the real world that you live in.”

At this point Nadeem wakes up from his sleep and just ponders over his dream. He takes a decision there and there that he would marry Nazia and he conveys this to his parents who somehow are convinced by Nadeem but they are as astonished as to what changed his decisions overnight.

Nadeem: “ Well Mom and Dad, there is nothing like perfect beauty. Contentment is what truly makes everything look beautiful”

What views would you like to share on this ? Do you agree with what Nadeem concluded ?

beautiful story ,, what concluded was very true !! i too agree with him , we live in a world with no value for inner beauty ,, only go for external illusion

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